Since ancient times, men have been taught financial management skills because it was assumed they would be responsible for caring for and providing for their families. Women, on the other hand, were never included in such lessons.
To be honest, I was never instructed on the proper handling of money, but my brother was. My dad instilled in him a lifelong commitment to frugal living and wise financial decision-making. When it comes to finances, he’s got it all figured out.
And talking about my mother, even though she was a working woman with a good salary, she still trusted my father to handle her finances. My dad would advise her on budgeting and where to put her money. That was the situation with a few of my female friends too.
However, times have changed, and we, as women, should be able to handle and invest our money without depending on our fathers, brothers, husband, or friend. Raising one’s level of financial literacy has been shown to increase one’s chances of success in all aspects of life. Women today need to know more about personal finance and invest to ensure they have a safety net in adversity.
Because of this, we are giving you a list of five audiobooks penned by women that will teach you how to handle your finances and make smart investments.
So keep on reading to know about it all.
By: Tori Dunlap
Narrated by: TBD
In Financial Feminist, condenses the core ideas behind her guilt- and shame-free strategy for getting out of debt, identifying your value categories for spending wisely, saving without monastic austerity, and investing so that you may spend your retirement tanning in Tulum.
With advice on everything from unscrupulous credit card companies and the racial wealth gap to voting with your dollars and journaling prompts, Financial Feminist is the complete resource for getting the most out of your hard-earned cash (rather than the other way around.)
Clever Girl Finance
By: Bola Sokunbi
Narrated by: Bola Sokunbi
Take charge of your finances and achieve financial independence – the Clever Girl way.
Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side.
Monitor your expenses, build a budget, and stick with it. Make the most of a modest salary and still have money to spare. Keep your credit in check and clean up credit card chaos. Start and succeed at your side hustle. Build a nest egg and invest in your future. Transform your money mindset and be accountable for your financial well-being. Feel the power of real-world stories from other “clever girls.”
Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.
Get Good With Money
By: Tiffany the Budgetnista Aliche
Narrated by: Tiffany the Budgetnista Aliche
A 10-step plan for finding peace, safety, and harmony with your money – no matter how big or small your goals and no matter how rocky the market might be – by the inspiring and savvy “Budgetnista”.
“No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!” (Erin Lowry, best-selling author of the Broke Millennial series)
Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her 10-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.
Revealing this practical 10-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including:
- A simple technique to determine your baseline or “noodle budget”, examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams
- An assessment tool that helps you understand whether you have a “don’t make enough” problem or a “spend too much” issue – as well as ways to fix both
- Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future
- Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs
- Ways to protect your beneficiaries’ future, and ensure that your financial wishes will stand the test of time
An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.
You Are A Badass At Making Money
By: Jen Sincero
Narrated By: Jen Sincero
“A cheerful manifesto on removing obstacles between yourself and the income of your dreams.” (New York Magazine)
From the number-one New York Times best-selling author of You Are a Badass, a life-changing guide to making the kind of money you’ve only ever dreamed of
You Are a Badass at Making Money will launch you past the fears and stumbling blocks that have kept financial success beyond your reach. Drawing on her own transformation – over just a few years – from a woman living in a converted garage with tumbleweeds blowing through her bank account to a woman who travels the world in style, Jen Sincero channels the inimitable sass and practicality that made You Are a Badass an indomitable best seller. She combines hilarious personal essays with bite-size, aha concepts that unlock earning potential and get real results.
- Uncover what’s holding you back from making money
- Give your doubts, fears, and excuses the heave-ho
- Relate to money in a new (and lucrative) way
- Shake up the cocktail of creation
- Tap into your natural ability to grow rich
- Shape your reality – stop playing victim to circumstance
- Get as wealthy as you wanna be
“This book truly crystallizes the concept that financial abundance is an inside job – in that it all begins with your mindset – and Sincero gets serious (in the funniest ways possible) about helping you identify your particular limiting beliefs surrounding money.” (PopSugar)
By: Erin Lowry
Narrated by: Erin Lowry
Stop living paycheck to paycheck and get your financial life together (#GYFLT)! If you’re a cash-strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide.
Broke Millennial shows step by step how to go from flat broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded B word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including:
- Understanding your relationship with moolah: Do you treat it like a Tinder date or marriage material?
- Managing student loans without having a full-on panic attack
- What to do when you’re out with your crew and can’t afford to split the bill evenly
- How to get “financially naked” with your partner and find out his or her “number” (debt number, of course)
- And much more
Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential road map every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s #GYFLT!